Preliminary sketch showing the architectural design for a waterfront cottage on Leonard Lake in Muskoka.

STOCK HOUSE PLANS TO BUILD IN MUSKOKA

Stock house plans & catalog homes offer low-cost home designs & an early construction start.

BENEFITS OF STOCK HOUSE PLANS & CATALOG HOME DESIGNS

Stock house plans & catalog home material packages can be a reasonable design option for low-cost home building projects in Muskoka.

Whether this is the case for your home building project, or not, depends on your home design goals, your property & building site characteristics, and your expectation for the finished quality of construction for your home.

Building your home from a set of stock house plans, or a catalogue home building package, may be a good option if you have found a floor plan that suits all of your requirements perfectly and:

  • Your property is large, offering many alternative building locations or orientations
  • Your property provides a predominantly level, flat building site
  • Your property is very likely to have soil subgrade conditions and not bedrock subgrade
  • Or, where your home design includes a slab-on-grade foundation, with no basement

Because the design phase of the project is largely complete when you build from stock house plans, construction can usually get underway more quickly than with a custom home design.

If you've got a set of stock house plans and are ready to get construction work underway on your home building project, give us a call or send us a request for a free, no-charge Preliminary Meeting.

Construction worksite with building progress underway on a garage building project in the township of Lake of Bays.

HIRE AN INTERIOR DECORATOR

Ask us to refer an Interior Decorator to add excitement to stock house plans.

INTERIORS

THE COSTS OF BUILDING FROM STOCK HOUSE PLANS

Site plan drawing sketched by hand to show building location and services for a construction project in Muskoka.

Stock house plan packages commonly do not include all of the information that will be required for your building permit application.

You will need to pay additional fees to have the following design information prepared:

  • Site plan drawing showing the location of your home and setbacks from property lines, roads, the waterfront of a lake or river and other buildings
  • Septic System design (rural properties)
  • Foundation plan & structural details
  • Plumbing design drawings
  • HVAC design (heating, ventilation & air-conditioning)
  • “Schedule 1 – Designer Information” form for each designer (mandatory in Ontario)
  • “Energy Efficiency Design Summary” per O.B.C. SB-12 (required for 4 season homes)
  • Minor Variance Application (if the house plan doesn't conform to local zoning/ bylaws)
  • Site Plan Control Agreement (required for most waterfront properties in Muskoka)

LET'S BUILD IT

Get started building your Stock House Plans or Garage Plans with Classic Muskoka Homes!

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From the moment we contacted Ben, we were highly impressed by his professionalism, integrity and dependability.  Ben completed the design, obtained all the necessary permits and completed the construction of the building on time and on budget.Muskoka River

THE CHALLENGES PRESENTED BY STOCK HOUSE PLANS & CATALOG HOME DESIGNS

It can sometimes be difficult to find a stock house plan that will work perfectly for the way that you will use your home.

The number of family members and guests that you expect and the way that you live and entertain should be carefully considered during the design of your home.

By definition, a stock house plan or catalogue home will not deliver a unique, landmark custom home.  Their design features and geometry will be found in many similar homes.  The floor plans and elevation drawings for stock plans and catalog homes are pre-determined before you purchase.

The quality and character of the rooms and interior spaces of the finished home will likely reflect the scale of the design effort invested prior to the start of construction.

Many websites offer stock house plans & catalog home designs at very low prices.

The level of detailed information included in stock house plans is usually minimal, especially when it comes to materials, finishes, fixtures, furnishings, appliances, equipment & acceptable construction tolerances.

Painted vertical board and batten siding at a cottage exterior in the Township of Lake of Bays, Ontario.

MAKE YOUR HOME UNIQUE

Our custom home designs deliver high-quality building & renovation projects cost-effectively.

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Ben also proved to be very knowledgeable of the many code and planning issues and was able to guide us very easily through the design stage...Oxtongue River

THE RISKS OF BUILDING FROM STOCK HOUSE PLANS

Excavator lifting rubber rock blasting mats into place prior to explosive bedrock removal in Township of Lake of Bays, Muskoka, Ontario.

It is important to consider that a stock house plan, or catalog home materials package, will not include construction cost or budgeting information for important project costs.

Without informed cost/budget guidance from an Architect or home designer, your project may run over-budget and you may find yourself financially stressed & frustrated before you are finally able to relax in your new home.

If you proceed to build your home from stock house plans, or a catalog home materials package you will need to consider and allow for the following costs:

  1. Design modification fees
  2. Supplementary design information (see list above)
  3. Tree clearing, stump removal & disposal
  4. Bedrock blasting, excavation & disposal
  5. Rough grading of the building site
  6. Labour, materials, equipment rental, disposal & sub-contractor costs for construction work
  7. Business overhead & project management

TIP:  Add a contingency to your project budget to allow for design changes and construction cost surpises. 

ARCHITECTURAL DESIGN PHOTO GALLERY

NEW HOME WARRANTY COVERAGE & STOCK HOUSE PLANS

COTTAGE & SEASONAL HOME WARRANTY COVERAGE IN ONTARIO

Cottages & seasonal homes are not covered by Ontario's new home warranty program.

Any warranty right that is to protect property owners undertaking to build a cottage or seasonal home must be unambiguously defined within the construction drawings & specifications for your building project, or in the terms of the contract for the cottage or seasonal home's construction work.

It is important for you to be aware of your rights and the limitations that may apply under the Tarion Home Warranty Program.  To learn more, visit the Homeowner Learning Hub at:

Learning Hub | Tarion.com

NEW HOME WARRANTY COVERAGE IN ONTARIO

The minimum standard of construction quality that a builder must meet in Ontario for new homes designed for four-season occupancy is defined by the Tarion new home warranty program's “Construction Performance Guidelines for Freehold Homes” document.

Construction Performance Guidelines | Tarion.com

New homes built in Ontario include a warranty that stipulates a 1 to 2-year period within which the home builder has responsibility for warranty service and a 7-year period during which the Tarion Corporation warrants the home against “major structural defects” only.

The upper limit of coverage for defects under the Tarion new home warranty program is $300,000.

CUSTOM DESIGN vs. STOCK PLANS

Compare design service options:  Custom Home Design vs. Stock House Plans

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